FRB Routing Service
It provides information on financial institutions' routing numbers
Routing Directory Database
AccelerationCloud maintains a Routing Directory database that includes detailed information about each financial institution's routing number. This database is regularly updated to reflect changes in the banking industry, such as mergers, acquisitions, and new bank openings.
It is used by financial institutions, businesses, and individuals who need to verify routing numbers for various transactions. It is typically accessed electronically through secure channels
It is restricted to authorized users, and it is crucial to maintain the security and confidentiality of this information to prevent misuse or fraud
FedWire & FedACH
curl --request GET \
--url 'http://api-dev.accelerationcloud.com/api/v1/cores/utility/payment/routing/wire/validate?routingNumber=123456789' \
--header 'accept: */*'
Sample FedWire Response
{
"routingNumber" : "011000015",
"telegraphicName" : "FRB-BOS",
"customerName" : "FEDERAL RESERVE BANK OF BOSTON",
"customerState" : "MA",
"customerCity" : "BOSTON",
"fundsEligibility" : "Y",
"settlementOnly" : " ",
"securitiesEligibility" : "Y",
"changeDate" : "20040910"
}
FedWire Data Model
Field | Description |
---|---|
routingNumber | The institution’s routing number |
customerName | Customer name |
customerState | Customer state |
customerCity | Customer city |
fundsEligibility | Y– Eligible N - Ineligible |
settlementOnly | S – Settlement - Only |
securitiesEligibility | Y – Eligible N - Ineligible |
changeDate | Date of Last Revision |
curl --request GET \
--url 'http://api-dev.accelerationcloud.com/api/v1/cores/utility/payment/routing/ach/validate?routingNumber=123456789' \
--header 'accept: */*'
Sample FedACH Response
{
"routingNumber" : "011000015",
"officeCode" : "O",
"servicingFRBNumber" : "011000015",
"recordTypeCode" : "0",
"changeDate" : "020802",
"newRoutingNumber" : "000000000",
"customerName" : "FEDERAL RESERVE BANK",
"customerAddress" : "1000 PEACHTREE ST N.E.",
"customerCity" : "ATLANTA",
"customerState" : "GA",
"customerZip" : "30309",
"customerZipExt" : "4470",
"customerAreaCode" : "866",
"customerPhonePrefix" : "234",
"customerPhoneSuffix" : "5681",
"institutionStatusCode" : "1",
"dataViewCode" : "1"
}
FedACH Data Model
Field | Description |
---|---|
routingNumber | The institution’s routing number |
officeCode | Main office or branch O=main B=branch |
servicingFrbNumber | Servicing Fed’s main office routing number |
recordTypeCode | The code indicating the RTN number to be used to route or send ACH items to the RFI 0 = Institution is a Federal Reserve Bank 1 = Send items to customer routing number 2 = Sent items to customer using new routing number field |
changeDate | Date of last change to CRF information (MMDDYY) |
newRoutingNumber | Institution’s new routing number resulting from a merger or renumber |
customerName | Commonly used abbreviated name |
customerAddress | Delivery Address |
customerCity | City name in the delivery address |
customerState | State code of the state in the delivery address |
customerZip | Zipcode in the delivery address |
customerAreaCode | Area code of the CRF contact telephone number |
customerPhonePrefix | Prefix of the CRF contact telephone number |
institutionStatusCode | Code is based on the customer’s receiver code 1 = Receives Gov/Comm |
Accuracy
The accuracy of routing number information is essential for ensuring that financial transactions are processed correctly. AccelerationCloud will refresh the database every early morning and information in the Routing Directory Database is updated daily, generally by 6:00 a.m. ET
Updated 10 months ago